Posts Tagged ‘Rate’

How to Get Cash Out of Your Home in a Rising Rate Environment

In a perfect world, you could tap into your home equity and lower your mortgage interest rate at the same time. But because interest rates rise and fall over time, […]

Read More >>

Borrowers Don’t Choose Mortgage Lenders for the Best Interest Rate

Conventional wisdom would lead us to believe that consumers go with the mortgage lender that offers the lowest interest rate. This appears to not be the case… In fact, it’s […]

Read More >>

One Really Simple Way to Offset a Higher Mortgage Rate

We all know mortgage interest rates are increasing. While they’ve seen periods of relief here and there, the trajectory seems to be decidedly higher. How much higher remains to be […]

Read More >>

Citi Is Offering .50% Off Your Mortgage Rate If You Deposit a Million Bucks

Okay, it sounds a little silly, but it’s not a bad deal if you happen to have a million dollars lying around the house. CitiMortgage has so-called “relationship pricing” that […]

Read More >>

loanDepot Has a 150-Day Rate Lock for Those Who Want Today’s Rates This Summer

I came across a flyer today from loanDepot advertising a 150-day rate lock for borrowers interested in today’s mortgage rates, who are worried (like everyone else) that they’ll be a […]

Read More >>

2018 Mortgage Rate Forecast: Overall It’s Looking Pretty Good

It’s that time of the year again, when we take a look at what’s in store for mortgage rates the following year. So without further ado, here is the “2018 […]

Read More >>

Guaranteed Rate Brings Back Same Day Mortgage Underwriting

Back in the good old days, pre-mortgage crisis, you could get a fully underwritten mortgage approval the same day. In fact, you could get approved for a mortgage by the […]

Read More >>

Would You Rather Have a Low Mortgage Rate or Pay a Lower Price for a Home?

My friend asked me the other day if I’d rather have a low mortgage rate or pay a lower price for a home. I paused briefly, then said I’d rather […]

Read More >>

Six Ways to Secure a Low Mortgage Rate Despite the Recent Jump

Since the election, mortgage rates have been on fire. And by on fire, I mean rapidly escalating from the mid-3% range to above 4% with no end in sight. That […]

Read More >>

Never Mind the Mortgage Rate Fear Mongering

It’s finally happened. The Fed raised rates for the first time since 2006. In their FOMC statement just released, they raised the target range for the federal funds rate to […]

Read More >>